Michael Romano, founder of Luxury Home & Glass Solutions, discusses how impact windows can lower insurance premiums while protecting homes in hurricane-prone areas.
Florida, US, 1st November 2024, ZEX PR WIRE, Homeowners in South Florida face unique challenges, from intense heat to the frequent threat of hurricanes. Michael Romano, founder of Luxury Home & Glass Solutions, is helping residents safeguard their properties while lowering their insurance premiums by promoting the benefits of installing impact windows.
“Here in Fort Lauderdale, hurricanes are a regular threat, and insurance companies know it,” says Romano. “By installing impact-rated windows, homeowners can not only protect their homes but also reduce their insurance costs.”
Impact Windows: Built for Florida’s Climate
Impact windows are specifically designed to withstand the force of hurricanes. Constructed with layers of durable glass and a reinforced inner membrane, these windows can resist winds up to 200 mph and prevent debris from penetrating a home during a storm. This level of protection not only ensures the safety of the home but also reduces the likelihood of extensive damage, a key factor for insurance providers.
In Florida, where hurricanes are an annual concern, many insurance companies offer significant discounts to homeowners who install impact windows. According to a report by the Florida Office of Insurance Regulation, homeowners with impact-resistant windows can see reductions in their premiums by up to 10-15%, depending on their insurance provider.
“Installing impact windows is a win-win for homeowners,” Romano explains. “Not only do they provide security and energy efficiency, but they can also lead to meaningful savings on insurance.”
Energy Efficiency: Saving More Than Just on Insurance
Beyond hurricane protection, impact windows offer other practical benefits, especially in Fort Lauderdale’s hot and humid climate. Impact windows with energy-efficient features, like Low-E coatings and insulated frames, help reduce heat transfer, keeping homes cooler during the summer months. This energy efficiency lowers cooling costs, which is especially valuable in a region where air conditioning can be a constant expense.
“At Luxury Home & Glass Solutions, we make sure that our products aren’t just durable—they’re also efficient,” says Romano. “Our impact windows can significantly lower energy costs while providing top-tier storm protection. It’s the kind of investment that pays for itself in more ways than one.”
Additional Insurance Benefits and Peace of Mind
Insurance companies recognize the role impact windows play in reducing claims after a storm. Since these windows are designed to prevent water and wind damage, they lower the risk that a homeowner will need to file a claim after a hurricane. This is why many insurers offer discounts for homes equipped with impact-rated products.
“Every homeowner should be looking at impact windows not just as a protective measure but as a way to save on long-term costs,” Romano emphasizes. “When your home is properly fortified against hurricanes, insurance companies see you as a lower risk, and you’re rewarded with lower premiums.”
Florida homeowners should also be aware that installing impact windows may qualify them for additional benefits beyond lower premiums. Some policies offer “wind mitigation” discounts, which apply when homeowners take extra steps—such as installing impact windows, doors, and roofing materials—to reduce potential storm damage. This can lead to even further savings on insurance.
Protecting Your Home and Increasing Property Value
In addition to insurance savings, impact windows also increase the resale value of a home. Buyers in South Florida recognize the importance of hurricane protection, and homes with pre-installed impact windows are often more appealing to potential buyers. According to Romano, “A home equipped with impact windows is a strong selling point. Not only do buyers see it as a safer home, but they also know they’ll save on insurance and energy bills.”
The return on investment (ROI) for homeowners installing impact windows can be substantial. Studies show that the ROI for window replacement in Florida averages 68.6%, and the added security and energy efficiency only boost that value.
Why Luxury Home & Glass Solutions?
At Luxury Home & Glass Solutions, Romano’s team ensures that every client understands the benefits of installing high-quality impact windows. With a focus on craftsmanship, attention to detail, and customer care, the company has established itself as a trusted leader in the Fort Lauderdale home improvement market.
“Installing impact windows is about more than just putting glass in a frame,” Romano says. “It’s about protecting families, securing investments, and providing peace of mind, all while delivering high-quality, customized solutions that look great and perform even better.”
For Florida homeowners looking to safeguard their homes and reduce their insurance costs, Luxury Home & Glass Solutions offers premium products and personalized service designed to exceed expectations.
About Luxury Home & Glass Solutions
Based in Fort Lauderdale, Luxury Home & Glass Solutions specializes in the installation of custom impact windows, doors, and automated window treatments. Known for its commitment to quality and customer satisfaction, the company provides cutting-edge solutions that balance beauty, functionality, and security. For more information on how impact windows can protect your home and lower insurance costs, visit Luxury Home & Glass Solutions.
Media Contact
Luxury Home and Glass Solutions
2598 E Sunrise Blvd #2104, Fort Lauderdale, FL 33304, United States
1-954-231-2329
http://www.luxuryhgs.com/
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Miami Times Now journalist was involved in the writing and production of this article.